Holiday and Travel Loans!

Take a trip sooner with a great low rate personal loan

Get My Rate!
Getting a rate won't affect your credit score.
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Low Rates

From 7.5% p.a (9.51% p.a. comparison rate*)

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No Ongoing Fees

No monthly or early repayment fees

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Credit Score Safe

Getting a quote won't affect your credit score

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Super Quick

Get a personalised rate in as little as 1 minute

Personal loans that reward good credit

The better your credit history, the lower your rate!

Fixed rates from

7.5% p.a.

Comparison rates from

9.51% p.a.

The Holiday You Want

Using a SocietyOne personal loan to fund your next holiday means you can pay for the big expenses early (flights, accom etc) and get the good deals, plus:

  • Budgeting is made easier with one regular payment

  • You could save with our great low rates

  • No monthly or early repayment fees mean you could pay your debt off sooner!

Get ready to apply

Have this handy to make the application faster

  • Check if you're eligible
    Find out now
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  • Your online banking login
    For quick and secure access to your financials

Applying For a Loan is Easy!

1

Get Your Rate

In as little as 1 minute we’ll give you a rate based on your credit history

3

Get Your Funds

Once approved, we’ll have the funds in your account within
a few days!

2

Apply Online

Most people finish their application within 5 minutes

Don't Just Take Our Word For it
4.7/5 on Google reviews
4.8/5 on Productreview.com.au
We applied for a loan to travel overseas on a holiday, we were leaving in 6 days and our own bank let us down and was not timely enough. But SocietyOne looked at my application and approved it in one day, fantastic service, they really looked after us. The interest rate for a personal loan is not that much different from the banks too.
Our youngest son was playing professional cricket in the UK and we desperately wanted to go and watch him play. With the help of a loan from SocietyOne, we were able to travel to the UK and see him play cricket and then have a holiday in London, Paris and Rome. The help from day one of applying for the loan right through till the last payment was second to none. Would thoroughly recommend to anyone.

I took out a loan because I got invited on a trip of a lifetime with old friends in Japan! I could not afford it at the time and refused to get credit cards. SocietyOne had the lowest Interest rate I saw anywhere and the application process was so easy. I ended up having the best time and making the best memories.

Check Out Our Great Rates

I have an excellent credit score - What is a credit score?
2 - 3 year loan
5 year loan
Interest rate % p.a
from 7.50%
from 8.40%
Comparison rate % p.a
from 9.51%
2
from 10.12%
3
Establishment fee
1
from 3.00%
from 3.00%
Monthly fee
None
None
Early repayment fee
Zilch
Zilch
Other hidden fees
Zero
Zero
I have a very good credit score - What is a credit score?
2 - 3 year loan
5 year loan
Interest rate % p.a
from 10.49%
from 11.69%
Comparison rate % p.a
from 13.38%
2
from 13.53%
3
Establishment fee
1
4.25%
4.25%
Monthly fee
None
None
Early repayment fee
Zilch
Zilch
Other hidden fees
Zero
Zero
I have a good credit score - What is a credit score?
2 - 3 year loan
5 year loan
Interest rate % p.a
from 12.29%
from 13.79%
Comparison rate % p.a
from 15.38%
2
from 15.78%
3
Establishment fee
1
4.50%
4.50%
Monthly fee
None
None
Early repayment fee
Zilch
Zilch
Other hidden fees
Zero
Zero
I have an average credit score - What is a credit score?
2 - 3 year loan
5 year loan
Interest rate % p.a
from 14.99%
from 17.49%
Comparison rate % p.a
from 18.48%
2
from 19.78%
3
Establishment fee
1
5.00%
5.00%
Monthly fee
None
None
Early repayment fee
Zilch
Zilch
Other hidden fees
Zero
Zero
Example based on a SocietyOne Tier 1 loan for $10,000 with a 3 year term.Interest Rate: 7.5% -Comparison Rate: 9.51%* + Establishment Fee: 4% + Monthly Repayment : $320.39 = Total Loan Cost (includingfees)
: $11,534.20 (36 x $320.39)
Find out what your repayments could be with our repayment calculator

Check Out Our Great Rates

I have an excellent credit score
What is a credit score?
2 - 3 year loan
5 year loan
Interest rate % p.a
from 7.50%
from 8.40%
Comparison rate % p.a
from 9.51%
2
from 10.12%
3
Establishment fee
1
from 3.00%
from 3.00%
Monthly fee
None
None
Early repayment fee
Zilch
Zilch
Other hidden fees
Zero
Zero
I have a very good credit score
What is a credit score?
2 - 3 year loan
5 year loan
Interest rate % p.a
from 10.49%
from 11.69%
Comparison rate % p.a
from 13.38%
2
from 13.53%
3
Establishment fee
1
4.25%
4.25%
Monthly fee
None
None
Early repayment fee
Zilch
Zilch
Other hidden fees
Zero
Zero
I have a good credit score
What is a credit score?
2 - 3 year loan
5 year loan
Interest rate % p.a
from 12.29%
from 13.79%
Comparison rate % p.a
from 15.38%
2
from 15.78%
3
Establishment fee
1
4.50%
4.50%
Monthly fee
None
None
Early repayment fee
Zilch
Zilch
Other hidden fees
Zero
Zero
I have an average credit score
What is a credit score?
2 - 3 year loan
5 year loan
Interest rate % p.a
from 14.99%
from 17.49%
Comparison rate % p.a
from 18.48%
2
from 19.78%
3
Establishment fee
1
5.00%
5.00%
Monthly fee
None
None
Early repayment fee
Zilch
Zilch
Other hidden fees
Zero
Zero

Find Out Your Rate Now

Get Quote

Frequently Asked Questions

Are there any other fees and charges?

We charge a one-off establishment fee. This is included in your total loan amount. There are no monthly fees or early repayment fees. So you have the security of a fixed rate loan, with the flexibility to pay it off early.

How do I make repayments?

Repayments can be made in either fortnightly or monthly instalments, by direct debit.

If you wish to make extra payments, please contact our customer service team on customer.service@societyone.com.au. There are no fees or penalties for making extra payments or paying off your loan early.

If you are experiencing financial hardship and are having difficulty repaying your loan please contact customer service on customer.service@societyone.com.au.

Can I repay my loan early? Can I make extra payments?

Yes, absolutely. SocietyOne encourages responsible borrowing and provides repayment flexibility. You can either pay out your loan early or make lump sum payments during the life of your loan with no extra fees or penalty. If you wish to pay off your loan completely then please contact us at customer.service@societyone.com.au so that we can give you an accurate settlement quote.

Got more questions? Head to our frequently asked questions page for more answers.

Resources

A packed suitcase on a rustic blue painted table.
Budget Friendly Travel Ideas
Find out more
An airplane wing over a cloudy blue sky - the view from an airplane window.
What to consider when budgeting for travel
Find out more
A person with a phone looking at the SocietyOne quote page.
Repayment calculator
Find out more

Resources

A packed suitcase on a rustic blue painted table.
Budget Friendly Travel Ideas
Find out more
An airplane wing over a cloudy blue sky - the view from an airplane window.
What to consider when budgeting for travel
Find out more
A person with a phone looking at the SocietyOne quote page.
Repayment calculator
Find out more

The Fine Print

Tier 1 borrowers will receive an interest rate between 7.50% - 10.89% p.a. (comparison rate 9.51% - 12.71%p.a.).  Tier 2 borrowers will receive an interest rate between 10.49% -12.69% p.a. (comparison rate 13.38% - 14.55% p.a.).  Tier 3 borrowers will receive an interest rate between 12.29% - 15.29% p.a. (comparison rate 15.38% -17.31% p.a.).  Tier 4 borrowers will receive an interest rate between14.99% - 20.49% p.a. (comparison rate 18.48% - 22.38% p.a.).

Minimum period for repayment is 2 years and maximum period for repayment is 5 years. 3 years loans are also available and loans may be repaid early without any fees or penalties. Maximum annual percentage rate is 20.49% p.a. Maximum Comparison rate is 22.34% p.a.

*Rates are based on an unsecured fixed rate personal loan of $10,000 over 3 years to a borrower with excellent credit (Tier 1 borrower). WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.

1. The establishment fee is added to your loan, based on your SocietyOne loan grade and the loan amount.
2. Based on a $10,000 unsecured personal loan for a 3 year term.
3. Based on a $30,000 unsecured personal loan for a 5 year term.