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Simple, Low
Rate Personal Loans

Get a comparison rate from
as low as 6.99% p.a*
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Finish an existing application here
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Award Winning Personal Loans

4.9 Google  4.8 ProductReview

The better your credit history, the lower your rate!

No ongoing monthly fees
No early repayment fees
Borrow $5,000 to $50,000
Get your rate in as little as 1 minute!
Find out more reasons why thousands of Australians are choosing a SocietyOne personal loan here

See how we compare to the big banks

  • SocietyOne

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  • Westpac

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  • ANZ

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  • CBA

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  • NAB

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Rates as of 10/09/2020

View the fine print

As easy as 1, 2, 3

Getting a Personal Loan with SocietyOne is quick and easy

1

Get Your Rate
In as little as 2 minutes we'll give you a rate based on your credit history

2

Apply Online
It only takes 5 minutes for most people to complete their application

3

Get Your Funds
Once approved, we'll have the
funds in as little as 1 business day!

As easy as 1, 2, 3

Getting a Personal Loan with SocietyOne is quick and easy

1

Get your rate
In as little as 1 minute we’ll give you a rate 
based on your credit history.

2

Apply online
It only takes 5 minutes for most people to finish their application.

3

Get your funds
Once approved, we'll have the funs in your account within a few days!

Find out your personalised rate!

Get My Rate

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Find out how lender see you
Discover what makes up your score
Get tips on how to improve your score
Check your score numerous times
Track your improvements
Find out more

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The Fine Print

Information about SocietyOne borrowing rates
Tier 1 borrowers will receive an interest rate between6.99% - 10.49% p.a. (comparison rate 6.99% - 12.21% p.a.). Tier 2 borrowers will receive an interest rate between 9.99% -12.19% p.a. (comparison rate 12.87% - 13.89% p.a.). Tier 3 borrowers will receive an interest rate between 11.99% - 14.99% p.a. (comparison rate 15.08% - 16.61% p.a.). Tier 4 borrowers will receive an interest rate between 14.99% - 20.49% p.a. (comparison rate 18.48% - 22.06% p.a.). Loan example: for a borrower with excellent credit (Tier 1 borrower), a loan of $10,000 over a 3 year term, with an interest rate of 8.99% p.a. (comparison rate 11.69% p.a.) and a $400 establishment fee, the fortnightly repayment would be $152 and the total cost over the life of the loan (including the establishment fee) would be $11,883.

Information about comparison rates
Comparison rates are designed to allow borrowers to understand the true cost of a loan by taking into account fees and charges, the loan amount and the term of the loan.  The SocietyOne comparison rate is based on an unsecured fixed rate personal loan of $10,000 over 3 years.  WARNING: Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.

Information about bank comparison table
All rates in the bank comparison table are based on an unsecured fixed rate personal loan of $10,000 over 3 years. The SocietyOne rate is the lowest available rate for a borrower with excellent credit (Tier 1 borrower).  See above for more information about SocietyOne borrowing rates.  The comparison table does not take into account short term bank promotional rates.

Canstar 5-star Rating was awarded on 7th of November 2019 for the Unsecured Loan – Excellent Credit Product for the Unsecured Personal Loan profile.

SocietyOne Australia Pty Limited ACN 151 627 977 holds Australian credit licence no. 423660. Credit is subject to SocietyOne’s standard terms and conditions and lending criteria.