Great Low rate
personal loans!

Get a rate from as low as 7.5% p.a
(9.51% p.a. comparison rate)*

Get My Rate!
Getting a rate won't affect your credit score.
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Low Rates

From 7.5% p.a (9.51% p.a. comparison rate*)

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No Ongoing Fees

No monthly or early repayment fees

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Credit Score Safe

Getting a quote won't affect your credit score

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Super Quick

Get a personalised rate in as little as 1 minute

Australia's leading marketplace lender

Matching investors who are looking to get great returns, with good quality borrowers looking to get a better deal on a personal loan than they'd get from the big banks.

Looking to borrow?
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Looking to invest?
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Our Personal Loans

$5,000 - $50,000

Choose between
2, 3 or 5 year terms

No ongoing
monthly fees!

No early
repayment fees

About SocietyOne

We understand, Aussies like you are over the big banks and their big interest rates. You're looking for a simpler, faster and fairer deal on a personal loan.

As Australia’s first and leading marketplace lender, our 100% online lending platform means we can give you all of this and more… think great personalised rates that reward your good credit, no monthly or early repayment fees and real people looking after you - so you can start your renovation, book your holiday or chop up your credit cards in as little as 24hours.

Borrowing has never been sweeter!

Find Out Your Rate Now

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See how we compare to the big banks

  • SocietyOne


  • ANZ


  • Westpac


  • CBA


  • NAB


Rates as of 28 August 2019

Get ready to apply

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  • Check if you're eligible
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  • Your drivers licence
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  • Your online banking login
    For quick and secure access to your financials

Applying is easy


Get your rate

In as little as 1 minute we’ll give you a rate based on your credit history


Get your funds

Once approved, we’ll have the funds in your account within
a few days!


Apply online

Most people finish their application within 5 minutes


Join our investors enjoying access to multiple asset classes and great, stable returns

Find out more

The Fineprint

*Rates are based on an unsecured fixed rate personal loan of $10,000 over 3 years to a borrower with excellent credit (Tier 1 borrower). WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.