Now getting your rate with SocietyOne won't ding your credit score. Nice!
We provide simple, investor funded loans with low rates based on your good credit history.
*As at 18/2/2016 **Survey conducted
We’re not a bank. We’re a team of people and investors ready to back you and invest in your financial future.
With us you'll always know what you pay. There are no hidden fees or penalties for early repayment.
Simple, fast and secure: borrowing with us is done in 4 easy steps.
Our obligation-free quote takes the guesswork out of borrowing. You can instantly review the rate and amount you qualify for without dinging your credit score.
We offer personalised rates and repayment plans to help you decide on the spot if the loan is right for you.
Congratulations! Your loan will now be listed in the marketplace. You’ll receive the funds directly into your bank account usually within 72 hours.
What’s next is totally up to you! Use your money to tackle expensive credit card debt, renovate the house or book your next getaway.
Your interest rate is determined by your SocietyOne loan grade which is based on a variety of factors, such as your loan application history, employment status, loan amount and your VedaScore.
You can borrow between $5,000 and $35,000 for an unsecured personal loan. Loan terms are 2, 3 or 5 years.
A one-off establishment fee is included in your loan. There are no monthly fees or early repayment fees. A $35 fee applies if you vary your loan.
It's an opportunity for borrowers and investors to bypass the banks and connect directly with each other in a secure, online environment.