If you have been good with credit, we want to reward you with a low interest rate. It's that simple.Get started now
Whether you want to consolidate debt, buy a car or go on a holiday, SocietyOne can help make it happen.
Our loans feature one simple establishment fee. No monthly fee, no early repayment fees and no break costs. For more information on fees, see our rates and fees.
Our loans are unsecured with fixed repayments made fortnightly or monthly. You can borrow up to $35,000 with loan terms of 2, 3 and 5 years.
We reward good quality borrowers with lower rates based on their unique credit history. Our rates start at 7.90% p.a. / 9.58% p.a. comparison rate* for borrowers with excellent credit.
Our application process is 100% online. This keeps our costs down and may save you money. It also means faster approval times and funding.
*The comparison rate is based on a SocietyOne AA grade unsecured personal loan of $10,000 over 3 years. AA graded borrowers can receive a comparison rate between 9.43%-10.90% p.a. depending on investor demand. WARNING: These comparison rates are true for the example provided. Different loan grades, terms, fees or loan amounts may result in a different comparison rate.
“It really is the easiest transaction I think I have ever completed.”
“This process is the fastest, most seamless way to borrow money - welcome to the revolution!”
“SocietyOne was different. It saved me a considerable amount of money”