Personal Loans

If you have been good with credit, we want to reward you with a low interest rate. It's that simple.

Make it happen.

Whether you want to consolidate debt, buy a car or go on a holiday, SocietyOne can help make it happen.

Switch & Save

Switch your existing personal loan to SocietyOne and take advantage of our low interest rates.

Why borrow with SocietyOne

Simple fee structure

Our loans feature one simple establishment fee. No monthly fee, no early repayment fees and no break costs. For more information on fees, see our rates and fees.

Flexible loan terms

Our loans are unsecured with fixed repayments made fortnightly or monthly. You can borrow up to $35,000 with loan terms of 2, 3 and 5 years.

Low cost, tailored rates

We reward good quality borrowers with lower rates based on their unique credit history. Our rates start at 7.90% p.a. / 9.58% p.a. comparison rate* for borrowers with excellent credit.

Fast online application

Our application process is 100% online. This keeps our costs down and may save you money. It also means faster approval times and funding.


*The comparison rate is based on a SocietyOne AA grade unsecured personal loan of $10,000 over 3 years. AA graded borrowers can receive a comparison rate between 9.43%-10.90% p.a. depending on investor demand. WARNING: These comparison rates are true for the example provided, different loan grades, terms, fees or loan amounts may result in a different comparison rate.

"SocietyOne was different. It saved me a considerable amount of money"
Jonny avatar

Jonny, Queensland

"It really is the easiest transaction I think I have ever completed."
Paul avatar

Paul, VIC

"This process is the fastest, most seamless way to borrow money - welcome to the revolution!"
Lovely avatar

Lovely, VIC

Get a quote today.

Are you looking to invest? Click here to learn how.