We have the longest track record of any Peer-to-Peer lender in Australia and offer our investors access to multiple asset classes, not just personal loans. We don’t pool loans. Instead, individual loans are fractionalised into many pieces, allowing for greater diversification across your portfolio.
Consumer lending is an asset class that has been traditionally controlled by the banks and is amongst the most profitable parts of their retail lending operations. With SocietyOne, you now have the opportunity to capture the margin the banks have traditionally kept to themselves.
Our platform puts you in control of your investments. You have the flexibility to configure your model portfolio according to your risk appetite, selecting the desired asset class, loan term, credit grade, type of loan or borrower profile you’re interested in. The choice is yours.
Predictable, fixed monthly principle and interest repayments means you receive steady cash flow that can be reinvested or withdrawn. Our low management fees mean we take less, so you keep more.
Achieve diversification across and within multiple asset classes where you can build your own portfolio according to your specific investment horizons. Our platform also has the capability to diversify your investments across many different loans.
We mitigate risk by lending only to creditworthy borrowers and ensuring that all investors spread risk across many individual loans. We are well capitalised and backed by a consortium of prominent Australian investors.
Your investments are more than numbers on a page. We connect you with real creditworthy borrowers. Your investments are helping everyday Australians with good credit to get a better deal.
“With SocietyOne, I can now access investments that were once the domain of the banks. My investments have performed strongly and added a new level of diversification to my portfolio.”
Barry Johnston – Investor since April, 2014
SocietyOne is Australia's most established Peer-to-Peer lending platform. We're an online financial community where investors and borrowers can connect to get great deals.