We charge a one-off establishment fee. This is included in your total loan amount. There are no monthly fees or early repayment fees. So you have the security of a fixed rate loan, with the flexibility to pay it off early. Visit our rates & fees page for further details.
No up-front payments, just a one-off fee included in your total loan amount and paid over the life of the loan.
Establishment fee from: 3% with a min fee of $300
Late Repayment Fee
If your loan repayment is unable to be processed and the payment remains outstanding, a late fee is payable at 5, 14, 21 & 30 days after the payment date.
Late Repayment fee: $35 per late payment
Direct Debit Dishonour Fee
It’s important to ensure there are enough funds in your account to cover each of your repayments to avoid dishonour fees. This fee is payable if we are unable to process a direct debit from your account.
Dishonour fee: $15 per dishonour
Early repayment fee
Some lenders charge you for paying your loan out early. We don't!
Early repayment fee: $0