Low interest car loans

If you’re in the market for a new car, our personal loans can get you in the driver’s seat sooner.

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No strings attached and it won't impact your credit score.

See what people think of our car loans.

Great service, fast turnaround and I felt valued and informed through the process. A very good result. Thank you ..

NEM
October 2017
Awsome service love it didn't have to wait too long for money to be transferred. Would highly recommend society one to whoever needs a loan fast easy and simple

RonaL
September 2017
I'm vey pleased with Society One, the staff is very friendly they give a very detailed information on all aspects of their services. The online application, dealings make so easy for ordinary people like me. Thank you so much. Regards George

Geoge
October 2017
What can I say the easiest loan I've applied for thanks so much no hassle at all hassle free cheers again

Delanz
September 2017
Funds entered my account earlier than I thought (public holiday here) Every easy simple process and the staff are very easy and pleasant to deal with. Thankyou for your help. The 4 big banks should learn customer survive for you.

Kinga
September 2017
Such a good experience very easy. I was a little worried about applying but the people I dealt with were so helpful and friendly

G.B
September 2017

Why choose SocietyOne for a vehicle loan?

Simple fee structure

Our loans feature one simple establishment fee. No monthly fee, no early repayment fees and no break costs. For more information on fees, see our Rates and Fees.

Flexible loan options

Our loans are built to cover a wide range of vehicle needs. You can borrow up to $50,000 with flexible loan terms of 2, 3 or 5 years. Repayments can be made fortnightly or monthly.

Competitive interest rates

With interest rates starting at 7.90 % p.a. / 9.92 % p.a. comparison rate* our vehicle loans are a great option for any car enthusiast in search of a better deal. Our rates are tailored to you, apply now and get the rate you deserve.

Fast online application

To get you on the road sooner our application process is 100% online. This keeps our costs lower and may save you money. It may also mean faster approval times and funding.

*SocietyOne rate is based on a SocietyOne Tier 1 unsecured personal loan of $10,000 over 3 years. SocietyOne Tier 1 borrowers will receive an interest rate between 7.50% - 9.99% (comparison rate 9.51% - 12.71% p.a.) depending on investor demand. Higher Tier borrowers will receive higher interest rates. Comparison does not take into account short term bank promotional rates. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate.

Switch & Save

Switch your existing personal loan to SocietyOne and take advantage of our low interest rates.

“This process is the fastest, most seamless way to borrow money - welcome to the revolution!”

Lovely, VIC

“SocietyOne was different. It saved me a considerable amount of money”

Jonny, Queensland

“It really is the easiest transaction I think I have ever completed.”

Paul, VIC

Make it happen.

Whether you want to consolidate debt, buy a car or go on a holiday, SocietyOne can help make it happen.

Our rates

We never charge any monthly or early repayment fees. Loans available for a minimum term of 2 years and a maximum term of 5 years.

SocietyOne Loan Grades	Interest Rate % p.a. (2-3 years)	Interest Rate % p.a. (5 years)	Establishment Fee	Comparison Rate % p.a. (2-3 years)²	Comparison Rate % p.a. (5 years)³
Tier 1	7.50% - 9.99%	8.10% - 10.59%	3.00% - 4.00%	9.51% - 12.71%	9.36% - 12.31%
Tier 2	10.49% - 11.49%	11.39% - 12.39%	4.25%	13.38% - 14.40%	13.23% - 14.25%
Tier 3	11.99% - 13.79%	13.19% - 14.99%	4.50%	15.08% - 16.91%	15.17% - 17.00%
Tier 4	14.99% - 18.19%	16.79% - 19.99%	5.00%	18.48% - 21.75%	19.07% - 22.34%
The establishment fee is added to your loan; the amount is based on your SocietyOne loan grade and the loan amount. A $35 fee applies if you need to vary your loan. ² Based on a $10,000 unsecured personal loan for a 3 year term. ³ Based on a $30,000 unsecured personal loan for a 5 year term.

Example based on a SocietyOne Tier 1 loan for $10,000 with a 3 year term.

Comparison Rate^*

9.51%

Monthly Repayment

$320.39

Total Repayments

36 x $320.39 = $11,534.20

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Low interest car loans

See what people think of our car loans.