As an investor with SocietyOne, you have access to a large pool of high quality borrowers. You can build a unique, diversified portfolio of personal loans based on your individual investment goals and risk appetite.
By adhering to two simple investment principles – lending to creditworthy borrowers and spreading risk across many individual loans – the banks have turned consumer finance into a highly profitable segment. With SocietyOne you too can invest in asset classes that banks have dominated until now.
$5,000 to $50,000
2, 3 or 5 year
Principal and interest
Fortnightly or monthly
Investor Portfolio Target Return
Receivables Management Fee
Trust Expenses Charge
Up to 0.25% pa
*Performance fees (see Information Memorandum) may apply if both the target crediting rate and the reserve cap are exceeded in the same month.
Support Australia’s livestock farming community with a diversified portfolio
of livestock loans – an agricultural focused debt investment product with solid returns.
Launched in early 2014, our livestock loans provide investors a simple way to access the livestock asset class, in turn helping fund Australian farmers and their businesses.
Up to 12 months
Principal and interest fixed rate loan
Upon full or partial sale of the livestock. Loans can be repaid early without penalty
Livestock Loan Type
Cattle, Sheep and Lamb
SocietyOne Servicer Fee
SocietyOne Trust Expenses Charge
1. The Investor Rate is the Gross Rate per annum (calculated daily and accrued for the term of the loan) received net of SocietyOne's Fees and before any loan impairments 2. The target pre-tax return for the loan portfolio is 6.5% – 7.5% p.a. (on a blended basis, taking into account lower earnings on investors’ cash Interests that are awaiting deployment or distribution) 3. All loans are secured by the livestock purchased by the loan funding 4. Where funds are in cash awaiting investment into loans or distribution to the investor, interest is paid at the rate of 1.00% p.a.