Meet your new asset classes

Build a portfolio of high-quality loans

Consumer Personal Loans

As an investor with SocietyOne, you have access to a large pool of high quality borrowers. You can build a unique, diversified portfolio of personal loans based on your individual investment goals and risk appetite.

Investment Snapshot

By adhering to two simple investment principles – lending to creditworthy borrowers and spreading risk across many individual loans – the banks have turned consumer finance into a highly profitable segment. With SocietyOne you too can invest in asset classes that banks have dominated until now.

The product

Loan amount:

$5,000 to $50,000

Payment Type:

2, 3 or 5 year


Principal and interest

Payment Terms:

Fortnightly or monthly

Investor Portfolio Target Return

Receivables Management Fee

Trust Expenses Charge

6-7% pa

2.25% pa

Up to 0.25% pa

*1. Performance fees (see Information Memorandum) may apply if both the target crediting rate and the reserve cap are exceeded in the same month. 2. Where funds are in cash awaiting investment into loans or distribution to the investor, no interest is currently paid on cash balances.


Join our investors enjoying access to multiple asset classes and great, stable returns

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