Meet your new
asset classes

Build a portfolio of high-quality loans

Consumer Personal Loans

As an investor with SocietyOne, you have access to a large pool of high quality borrowers. You can build a unique, diversified portfolio of personal loans based on your individual investment goals and risk appetite.

Investment Snapshot

By adhering to two simple investment principles – lending to creditworthy borrowers and spreading risk across many individual loans – the banks have turned consumer finance into a highly profitable segment. With SocietyOne you too can invest in asset classes that banks have dominated until now.

The product

Loan amount:

$5,000 to $50,000

Payment Type:

2, 3 or 5 year

Term:

Principal and interest

Payment Terms:

Fortnightly or monthly

Investor Portfolio Target Return

Receivables Management Fee

Trust Expenses Charge

6-7% pa

2.25% pa

Up to 0.25% pa

*Performance fees (see Information Memorandum) may apply if both the target crediting rate and the reserve cap are exceeded in the same month.

Livestock Loans

Support Australia’s livestock farming community with a diversified portfolio
of livestock loans – an agricultural focused debt investment product with solid returns.

Investment Snapshot

Launched in early 2014, our livestock loans provide investors a simple way to access the livestock asset class, in turn helping fund Australian farmers and their businesses.

The product

Term:

Up to 12 months

Payment Type:

Principal and interest fixed rate loan

Payment Terms:

Upon full or partial sale of the livestock. Loans can be repaid early without penalty

Livestock Loan Type

Investor Rate

Cattle, Sheep and Lamb

7.75% pa

SocietyOne Servicer Fee

SocietyOne Trust Expenses Charge

3.00% pa

1.25% pa

1. The Investor Rate is the Gross Rate per annum (calculated daily and accrued for the term of the loan) received net of SocietyOne's Fees and before any loan impairments 2. The target pre-tax return for the loan portfolio is 6.5% – 7.5% p.a. (on a blended basis, taking into account lower earnings on investors’ cash Interests that are awaiting deployment or distribution) 3. All loans are secured by the livestock purchased by the loan funding 4. Where funds are in cash awaiting investment into loans or distribution to the investor, interest is paid at the rate of 1.00% p.a.

Invest

Join our investors enjoying access to multiple asset classes and great, stable returns

Find out more

Due to the Easter long weekend, our customer team will be taking a short break and will return Tuesday 9am AEST. We wish all of our customers a safe and happy break.