Stephen Cole

Head of Credit and Analytics

Stephen Cole

Stephen joined SocietyOne in July 2016 after spending a year on secondment from the Westpac Group. Stephen has responsibility for the risk assessment and review of all of our loan portfolios, credit management, data analytics and modelling.

At Westpac, Stephen was a senior portfolio manager, responsible for the credit management of key products such as personal loans, equipment finance and small and medium business lending. Prior to that, Stephen worked for the Standard Bank of South Africa where he managed its credit card portfolio which accounted for more than a third of the country’s personal card market.

He also has experience in market research, management consulting, business development and the biological sciences.

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