One Team.

Our Leaders

Mark Jones

Mark Jones

Chief Executive Officer

Mark has over 30 years' experience and a proven track record of building and transforming finance-related businesses as CEO, COO and CFO. He has held senior finance, product, strategy, country head and operations roles in Australia, Asia and the Middle East with Westpac, Barclays, Citibank, BOC Gases and Permanent Trustee.

Melissa Cicero

Melissa Cicero

Head of Digital Acquisition & Chief Marketing Officer

Melissa is an experienced banking professional who has worked across multiple roles in marketing, business strategy and finance focusing on delivering key business objectives, driving strategy and managing diverse teams. Prior to joining SocietyOne, she worked at Citibank for a six year tenure, closing out her time there as Head of Digital Acquisition across the unsecured lending business. 

Johnathan Chan

Jonathan Chan

Chief Operating Officer

Jonathan is an experienced financial services and technology executive who has worked across south-east Asia and Australia over the past 16 years. He joined SocietyOne in July 2016 from the Boston Consulting Group (BCG) where he worked for five years as a Principal in Sydney and, most recently, the firm's Kuala Lumpur office.

Virginia Marshall

Virginia Marshall

Chief Financial Officer

Virginia brings over 20 years of finance experience across retail and commercial banking, property management, construction and development. Prior to joining SocietyOne, Virginia was Deputy CFO of Westpac Group’s Consumer Bank, having previously held several senior roles across their Commercial Banking business in Australia.

John Cummins

John Cummins

Chief Investment Officer

John’s career spans 30 years in financial services and has included senior roles at FIIG securities, the Royal Bank of Canada, Westpac Institutional Bank, the Royal Bank of Scotland and Macquarie Bank. Prior to joining SocietyOne in January 2017, John was Head of Markets at FIIG Securities, Australia’s largest specialist fixed income provider with over $11 billion under management.

Ross Horsburgh

Sudhir Bakre

Chief Credit Officer

Sudhir has over 15 years’ experience in Risk Management, Credit Operations and Product across Secured and Unsecured Lending in India, Singapore and Australia. Most recently, he worked for Citi as Head of Credit Cards Risk where he led credit strategy development and was involved in a variety of initiatives supporting growth through white labelling partnerships, implementation of Comprehensive Credit Reporting and setting up risk appetite framework for managing portfolio performance.

Simon Willoughby

Simon Willoughby

General Counsel & Company Secretary

A lawyer with more than 16 years’ experience in the financial services sector, Simon joined SocietyOne in May 2016 from iSelect Group, the ASX-listed multi-channel digital comparison business where he was Head of Legal and Compliance. Prior to that, Simon spent almost 5 years in a senior management position with ASIC in the Financial Services Enforcement Group.

Michael Vamos

Richard Williams

Chief Technology Officer

With over 20 years of IT management experience in the Financial sector as well as Media, Gaming and Consulting, Richard is a keen technologist and driver of best practicehe has been across many roles in IT as a key influencer for organisations such as ING Direct, Fairfax Media and Artis. Most Recently Richard was VP of Engineering for Plutora where he scaled up the Engineering team from 5 people to over 50 and drove expansion of the product suite and Devops capabilities.