SocietyOne is a whole new way to borrow and invest.

SocietyOne is a completely new and more efficient way to think about borrowing and investing. We connect quality borrowers with savvy investors using a financial platform that is secure and easy to use. And best of all, everyone gets a better deal!

A better way to borrow

Fixed rates from 9.95%p.a. / 9.95%p.a. comparison rate

  • Low personal loan rates
  • $0 Establishment fee***
  • Flexible loan terms


A smarter way to invest

Enjoy the profitability of a proven asset class

  • Solid returns
  • Flexibility & diversification
  • Monthly Cash Flows


"It really is the easiest transaction I think I have ever completed."

"Not only was my interest rate much lower. the process was so easy - all online with no need to physically go to the bank to fill out even more paperwork."

"With their fast and easy online processing, I completed my application within minutes, hassle free and no headaches."

"This process is the fastest, most seamless way to borrow money - welcome to the revolution!"

"My loan was 100% funded within 12 hours, and I had funds in my account within 4 days. It was ridiculously fast..."

Leah, QLD

Benny, SA

Lovey, VIC

Paul, VIC

Ian, WA


Latest News


Matt Symons on Sky News

CEO Matt Symons discusses P2P lending and announces SocietyOne's latest funding round with Sky News' Helen Dalley. Read more



SocietyOne wins!

SocietyOne awarded 'Best in Show' Winner at Finovate Singapore, the world's premier financial services event for... Read more



Best in the world?

SocietyOne may be the most innovative peer-to-peer lender on the planet, writes Peter Renton from lend Academy. Read more



Our Partners

Macquarie Bank partner


Macquarie Bank Ltd - Providing Banking & Payment Processing Services


Ironbark Asset Management


IronBark Asset Management - Australian Financial Services Licence Holder




ClearMatch" - Providing P2P Lending and Investment Software to the industry


Veda Credit Bureau


Veda - Providing Credit Reporting Services and Customer Scoring Data


GreenID online verification


GreenID - Electronic Identity Verification for all SocietyOne registered account holders


Perpetual Trustee Services


Perpetual is a leading provider of trustee, custodial and transaction support services


ARL Debt Collection


Australian Receivables Ltd is the chosen provider of debt collection and enforcement services for SocietyOne



*This comparison rate is based on an A-credit grade borrower for a $10,000 Unsecured Personal Loan for a three year term.
WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate, but may influence the cost of the loan.
A Comparison Rate Schedule is available in the January Offer Terms and Conditions hyperlink below.
 SocietyOne Fees.

**SocietyOne Australia Pty Ltd does not guarantee any particular rate of return or the return of capital repayment from the SocietyOne P2P Lending Trust.  Past performance is not an indicator of future performance.

***January Offer Terms and Conditions and Comparison Rate Schedule. 
Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice contained in this website and before making any investment decision we recommend that you consider whether it is appropriate to your situation and seek appropriate financial, taxation and legal advice. Information on this website is intended for residents of Australia only.

SocietyOne Australia Pty Ltd does not guarantee any particular rate of return or the performance of any investment, nor do they guarantee the repayment of capital from the SocietyOne P2P Lending Trust. An authorised representative of and acting on behalf of Ironbark Asset Management Pty Ltd (ACN 136 679 420, AFSL 3410202) as intermediary of SocietyOne Australia Pty Ltd (ACN 151 627 977) ("SocietyOne") holder of Australian Credit Licence No. 423660, Issuer of the P2P Lending Trust.

Your Privacy Is Protected. When you register with SocietyOne either as a borrower or investor, your privacy is our priority.  SocietyOne adheres to a Privacy Policy standard similar to any Financial Service Provider. Your unique username, provides you anonymity to the general public.  Investors can only view limited borrower information necessary for making an investment decision and to ensure compliance with applicable laws and no Personal Identification Information is shared. Read more...