Get your rate - 2mins
Get a rate estimate based on your credit grade. Don’t worry, this won’t ding your credit file!
Apply online - 10mins
Complete our easy application online! Register now and get started.
Get your loan funded - 24hrs
We will assess your application, fund your loan and get back to you with a loan offer on the same day.
Get your money - 72hrs
Your money is deposited directly into your bank account – usually within 72 hours.
Clark - New car loan
Leah - Debt consolidation
Johnny - Home improvement
What is people powered lending (or peer-to-peer lending)?
People powered lending is an exciting new way for people to borrow money from other people. The people providing the funding are investors who would like to loan money to creditworthy borrowers.
Borrowers save with better rates and investors gain access to a new, attractive fixed income asset class.
How much can I borrow and for how long?
You can borrow between $5,000 and $30,000 for an unsecured personal loan. Loan terms range from 12 to 36 months.
What will my interest rate be?
Your interest rate is determined by your credit history and financial behavior. Good borrowers get rewarded for their good credit history.
Click here to get a personalised rate estimate.
For special offers and our rate table, see our Price Guide.
Are there any other fees and charges?
We charge a one-off establishment fee. This is included in your total loan amount. There are no other no monthly fees or early repayment fees.
For fee discounts and our full fee table, see our Price Guide.
Who can apply for a SocietyOne personal loan?
You are eligible if you:
- Are an Australian Resident, over 21 years old - Earn more than $25,000 p.a. - Have been in your current role for at least 6 months (or self employed for 2 years) - Have at least 2 years of credit history, and - Are not applying for a business loan.
Call us on 1300 144 221, we are open Monday to Friday 9:00 am - 5:00 pm.
Email us: firstname.lastname@example.org.
Or click to see our full FAQs.