We bring people together.

SocietyOne is an online financial community that connects borrowers and investors. Our lower operating cost advantage means we can share significant savings and offer a better deal. Borrowers get better rates. Investors get solid returns. It's that simple.

A Bank Alternative


A New Alternative

Borrowers apply for loans with SocietyOne. We carefully evaluate each loan request, listing only those applications on our platform that meet our credit criteria. We remove any Personal Identifiable Information to protect the privacy of borrowers.

A Smarter Way to Invest


Invest like a Bank

SocietyOne investors have exposure to many different individual loans to diversify their investment. As borrowers make scheduled principal and interest repayments on their loans, investors receive predictable cash flows.

A Smarter Way to Invest
A financial innovation


A More Efficient Model

SocietyOne connects individual and institutional investors with people who want to borrow, using a more efficient model. Investors get access to a new fixed income product with attractive returns while borrowers receive personalised rates based on their unique credit position.

Defence-grade security


Confidential and Secure

SocietyOne vets the loans and handles the processing of payments in a confidential, secure environment, where the privacy of borrowers and investors is always protected.


Bank-grade security

*This comparison rate is based on an A-credit grade borrower for a $10,000 Unsecured Personal Loan for a three year term.
WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate, but may influence the cost of the loan.
A Comparison Rate Schedule is available in the January Offer Terms and Conditions hyperlink below.
 SocietyOne Fees.

**SocietyOne Australia Pty Ltd does not guarantee any particular rate of return or the return of capital repayment from the SocietyOne P2P Lending Trust.  Past performance is not an indicator of future performance.

***January Offer Terms and Conditions and Comparison Rate Schedule. 
Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice contained in this website and before making any investment decision we recommend that you consider whether it is appropriate to your situation and seek appropriate financial, taxation and legal advice. Information on this website is intended for residents of Australia only.

SocietyOne Australia Pty Ltd does not guarantee any particular rate of return or the performance of any investment, nor do they guarantee the repayment of capital from the SocietyOne P2P Lending Trust. An authorised representative of and acting on behalf of Ironbark Asset Management Pty Ltd (ACN 136 679 420, AFSL 3410202) as intermediary of SocietyOne Australia Pty Ltd (ACN 151 627 977) ("SocietyOne") holder of Australian Credit Licence No. 423660, Issuer of the P2P Lending Trust.

Your Privacy Is Protected. When you register with SocietyOne either as a borrower or investor, your privacy is our priority.  SocietyOne adheres to a Privacy Policy standard similar to any Financial Service Provider. Your unique username, provides you anonymity to the general public.  Investors can only view limited borrower information necessary for making an investment decision and to ensure compliance with applicable laws and no Personal Identification Information is shared. Read more...