Why a SocietyOne Personal Loan?

Debt consolidation

Don't get stuck with expensive debt. Consolidate with a SocietyOne personal loan to one convenient, fixed monthly payment. It could save you money and help pay down debt faster.

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Switch to SocietyOne

Already have a personal loan? No problem. Check out our personal loan repayment calculator and see how much more you could save by switching your loan to SocietyOne today!

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Personal loan

Whether you're dreaming about a home reno or planning a wedding, with a SocietyOne unsecured personal loan you could borrow up to $35,000 at great rates for whatever you need.

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Why SocietyOne Loans are better

Lower personal loan rates

We pioneer risk-based pricing to get you the best deal, with lower fixed rates than most credit card companies and traditional lenders for unsecured personal loans.

Borrow up to $35,000

Our unsecured personal loans range from $5,000 to $35,000 with flexible loan terms from 12 to 60 months. Repayments can be fortnightly or monthly to suit your needs.

No hidden fees

SocietyOne loans have no hidden fees or monthly charges. If you want to make extra payments or prepay early, there are no early exit fees so you can be free from debt faster.

Fast online process

Our application process is 100% online, which means less overhead costs and more savings to you. It also means faster approvals and quicker funding.

"It really has been the easiest transaction I think I have ever completed"

"Not only was my interest rate much lower, the process was so easy - all online with no need to physically go to the bank to fill out even more paperwork."

"With their fast and easy online processing, I completed my application within minutes, hassle free and no headaches"

"This process is the fastest, most seamless way to borrow money - welcome to the revolution!"

"My loan was 100% funded within 12 hours, and I had funds in my account within 4 days. It was ridiculously fast..."

Leah, QLD

Benny, SA

Lovey, VIC

Paul, VIC

Ian, WA