About us

SocietyOne is Australia's only active Peer-to-Peer lender that connects investors directly with creditworthy borrowers, anonymously, in a secure online platform.

SocietyOne was co-founded by Matt Symons (Chief Executive Officer) and Greg Symons (Chief Operating Officer) in May 2011.

Matt and Greg were introduced in 2010. After witnessing the success of Peer-to-Peer lending in the UK and the US, they shared the belief that P2P lending would also have the potential to shake up consumer credit in Australia.

A successful entrepreneur and angel investor, Matt discovered a passion – and talent - for building rapid growth data and analytics technology businesses early in his career. He first heard about P2P lending in 2009 when he was based in San Francisco, where he was heading up large-scale digital transformation projects for large financial organisations in the US.

Greg has been a driven entrepreneur since the age of 15. He has specialised in financial technology businesses and developed web-based, industrial-grade banking and origination systems over the last 17 years. After discovering social lending in 2007, Greg reengineered his loan origination and receivables management platform ClearMatch towards the emerging P2P lending industry.

The SocietyOne P2P lending platform, powered by ClearMatch, was launched on 22 August 2012, and is today Australia's only active P2P lending platform.

Simply a better way

Online marketplaces have transformed a range of traditional industries including consumer retail, travel, media and entertainment by empowering consumers and lowering transaction costs. With the emergence of innovative platform technologies and more streamlined online credit assessment services, P2P lenders around the world are seeing considerable success building up high quality portfolios and award-winning reputations for great customer service.

Our goal at SocietyOne is to bring this revolutionary potential to Australia, where banks still dominate the consumer credit market. We want to shake up the consumer finance industry by giving borrowers better rates to match their credit histories whilst providing investors with the opportunity to invest in a profitable asset class.


Great return fix income investment



*This comparison rate is based on an A-credit grade borrower for a $10,000 Unsecured Personal Loan for a three year term.
WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate, but may influence the cost of the loan.
A Comparison Rate Schedule is available at our office or view it online Comparison Rate Schedule.
 SocietyOne Fees.

**SocietyOne Australia Pty Ltd does not guarantee any particular rate of return or the return of capital repayment from the SocietyOne P2P Lending Trust.  Past performance is not an indicator of future performance.

***October Campaign
Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice contained in this website and before making any investment decision we recommend that you consider whether it is appropriate to your situation and seek appropriate financial, taxation and legal advice. Information on this website is intended for residents of Australia only.

SocietyOne Australia Pty Ltd does not guarantee any particular rate of return or the performance of any investment, nor do they guarantee the repayment of capital from the SocietyOne P2P Lending Trust. An authorised representative of and acting on behalf of Ironbark Asset Management Pty Ltd (ACN 136 679 420, AFSL 3410202) as intermediary of SocietyOne Australia Pty Ltd (ACN 151 627 977) ("SocietyOne") holder of Australian Credit Licence No. 423660, Issuer of the P2P Lending Trust.

Your Privacy Is Protected. When you register with SocietyOne either as a borrower or investor, your privacy is our priority.  SocietyOne adheres to a Privacy Policy standard similar to any Financial Service Provider. Your unique username, provides you anonymity to the general public.  Investors can only view limited borrower information necessary for making an investment decision and to ensure compliance with applicable laws and no Personal Identification Information is shared. Read more...