Low Rate Personal Loans

Get a great low rate and borrow
$5,000 - $50,000. Quick and Easy!

Get a great low rate and borrow
$5,000 - $50,000.

Quick and Easy!

Finish an existing application here

Award Winning Personal Loans

4.9 Google 4.7 ProductReview

The better your credit history, the lower your rate!

No ongoing monthly fees
No early repayment fees
Borrow $5,000 to $50,000
Get your rate in as little as 1 minutes!
Find out more reasons why thousands of Australians are choosing a SocietyOne personal loan here
  • SocietyOne

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  • ANZ

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  • Westpac

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  • CBA

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  • NAB

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Rates as of 16 March 2020
Comparison excludes short term bank promotional rates.

As easy as 1, 2, 3

Getting a Personal Loan with SocietyOne is quick and easy

1

Get Your Rate
In as little as 2 minutes we'll give you a rate based on your credit history

2

Apply Online
It only takes 5 minutes for most people to complete their application

3

Get Your Funds
Once approved, we'll have the funds in as little as 1 business day!

As easy as 1, 2, 3

Getting a Personal Loan with SocietyOne is quick and easy

1

Get your rate
In as little as 1 minute we’ll give you a rate 
based on your credit history.

2

Apply online
It only takes 5 minutes for most people to finish their application.

3

Get your funds
Once approved, we'll have the funs in your account within a few days!

Find out your personalised rate!

Get My Rate

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The Fine Print

Tier 1 borrowers will receive an interest rate between 7.50% - 10.89% p.a. (comparison rate 9.51% - 12.71%p.a.).  Tier 2 borrowers will receive an interest rate between 10.49% -12.69% p.a. (comparison rate 13.38% - 14.55% p.a.).  Tier 3 borrowers will receive an interest rate between 12.29% - 15.29% p.a. (comparison rate 15.38% -17.31% p.a.).  Tier 4 borrowers will receive an interest rate between 14.99% - 20.49% p.a. (comparison rate 18.48% - 22.38% p.a.).

Minimum period for repayment is 2 years and maximum period for repayment is 5 years. 3 years loans are also available and loans may be repaid early without any fees or penalties. Maximum annual percentage rate is 20.49% p.a. Maximum Comparison rate is 22.34% p.a.

*Rates are based on an unsecured fixed rate personal loan of $10,000 over 3 years.  SocietyOne rate is the lowest available rate for a borrower with excellent credit (Tier 1 borrower).  WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.

1. The establishment fee is added to your loan, based on your SocietyOne loan grade and the loan amount.
2. Based on a $10,000 unsecured personal loan for a 3 year term.
3. Based on a $30,000 unsecured personal loan for a 5 year term.

Canstar 5-star Rating was awarded on 7th of November 2019 for the Unsecured Loan – Excellent Credit Product for the Unsecured Personal Loan profile.