personal loan headline rate

The Personal Loan, Re-Invented. Finally a Real Bank Alternative

SocietyOne is Australia’s only Peer-to-Peer lender that connects investors to quality borrowers just like you. We’re a real bank alternative ready to offer borrowers with good credit a better rate on their personal loan.
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SocietyOne gets you the best deal through
  • More competitive rates
  • Loans up to $30,000
  • No monthly service fees or exit fees
  • Fixed repayments
  • Fast, 100% online process
Personal Loan Savings Calculator
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Compare your current loan with a SocietyOne loan

See how much you will save by taking out a loan at SocietyOne. To compare, supply us with your current loan details.
With SocietyOne you could save
Disclaimer: The Result is not a quote, loan offer or loan approval. It is an indication only and based on the information you have provided. The fixed interest rate used in the calculation is 12.77%, which is the comparison rate and the rate available to borrowers with the best assessed credit rating for a $10,000 unsecured personal loan for a 3 year loan term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The loan term for a SocietyOne unsecured personal loan is 12 to 36 months. The loan term shown in the Result is a rounding of your remaining loan term to the nearest SocietyOne loan term. This may result in a longer loan term than the remaining term of your current loan. The repayment amount has been calculated based on the assumption that the applicable interest rate and establishment fees and charges do not change during the life of the loan. The actual interest rate and repayment amount applicable to your loan may vary depending on your profile, the information you provide at the time of applicaiton and SocietyOne's assessment of your credit rating. All loan applications are subject to SocietyOne's normal lending and credit guidelines. SocietyOne does not guarantee that you will receive a loan. SocietyOne does not store or use any information provided in the calculator.

*This comparison rate is based on a $10,000 Unsecured Personal Loan for a three year term. Offer available throughout April 2014 only.  
WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate, but may influence the cost of the loan.
A Comparison Rate Schedule is available at our office or view it online Comparison Rate Schedule.
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**SocietyOne Australia Pty Ltd does not guarantee any particular rate of return or the return of capital repayment from the SocietyOne P2P Lending Trust.  Past performance is not an indicator of future performance.

SocietyOne Discounted Rate and Zero Fees Terms and Conditions.

Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice contained in this website and before making any investment decision we recommend that you consider whether it is appropriate to your situation and seek appropriate financial, taxation and legal advice. Information on this website is intended for residents of Australia only.

SocietyOne Australia Pty Ltd does not guarantee any particular rate of return or the performance of any investment, nor do they guarantee the repayment of capital from the SocietyOne P2P Lending Trust. An authorised representative of and acting on behalf of Ironbark Asset Management Pty Ltd (ACN 136 679 420, AFSL 3410202) as intermediary of SocietyOne Australia Pty Ltd (ACN 151 627 977) ("SocietyOne") holder of Australian Credit Licence No. 423660, Issuer of the P2P Lending Trust.

Your Privacy Is Protected. When you register with SocietyOne either as a borrower or investor, your privacy is our priority.  SocietyOne adheres to a Privacy Policy standard similar to any Financial Service Provider. Your unique username, provides you anonymity to the general public.  Investors can only view limited borrower information necessary for making an investment decision and to ensure compliance with applicable laws and no Personal Identification Information is shared. read more...