Holiday and Travel Loans!

Take a trip sooner with a great low rate personal loan

Get My Rate!
Getting a rate won't affect your credit score.
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Low Rates

Comparison rates from 6.99% p.a*

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No Ongoing Fees

No monthly or early repayment fees

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Credit Score Safe

Getting a quote won't affect your credit score

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Super Quick

Get a personalised rate in as little as 1 minute

The Holiday You Want

Using a SocietyOne personal loan to fund your next holiday means you can pay for the big expenses early (flights, accom etc) and get the good deals, plus:

  • Budgeting is made easier with one regular payment
  • You could save with our great low rates
  • No monthly or early repayment fees mean you could pay your debt off sooner!

Get a great rate!

Find out what your repayments could be 
with our SocietyOne personal loan calculator
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Your estimated repayments

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View the Fine Print

See how we compare to the big banks

Looking for a low rate loan with no ongoing fees? See how our comparison and interest rates measure up to Commonwealth Bank, Westpac, ANZ and NAB.

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  • Westpac

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  • CBA

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Rates as of 10/09/2020

View the fine print

Applying for a Personal Loan is Easy!

1

Get Your Rate

In as little as 1 minute we’ll give you a rate based on your credit history

3

Get Your Funds

Once approved, we’ll have the funds in your account within
a few days!

2

Apply Online

Most people finish their application within 5 minutes

Don't Just Take Our Word For it
4.7/5 on Google reviews
4.8/5 on Productreview.com.au
We applied for a loan to travel overseas on a holiday, we were leaving in 6 days and our own bank let us down and was not timely enough. But SocietyOne looked at my application and approved it in one day, fantastic service, they really looked after us. The interest rate for a personal loan is not that much different from the banks too.
Our youngest son was playing professional cricket in the UK and we desperately wanted to go and watch him play. With the help of a loan from SocietyOne, we were able to travel to the UK and see him play cricket and then have a holiday in London, Paris and Rome. The help from day one of applying for the loan right through till the last payment was second to none. Would thoroughly recommend to anyone.
I took out a loan because I got invited on a trip of a lifetime with old friends in Japan! I could not afford it at the time and refused to get credit cards. SocietyOne had the lowest Interest rate I saw anywhere and the application process was so easy. I ended up having the best time and making the best memories.

Find Out Your Rate Now

Get a Quote!

Frequently Asked Questions

Are there any other fees and charges?

We charge a one-off establishment fee. This is included in your total loan amount. There are no monthly fees or early repayment fees. So you have the security of a fixed rate loan, with the flexibility to pay it off early.

How do I make repayments?

Repayments can be made in either fortnightly or monthly instalments, by direct debit.

If you wish to make extra payments, please contact our customer service team on customer.service@societyone.com.au. There are no fees or penalties for making extra payments or paying off your loan early.

If you are experiencing financial hardship and are having difficulty repaying your loan please contact customer service on customer.service@societyone.com.au.

Can I repay my loan early? Can I make extra payments?

Yes, absolutely. SocietyOne encourages responsible borrowing and provides repayment flexibility. You can either pay out your loan early or make lump sum payments during the life of your loan with no extra fees or penalty. If you wish to pay off your loan completely then please contact us at customer.service@societyone.com.au so that we can give you an accurate settlement quote.

Got more questions? Head to our frequently asked questions page for more answers.

Resources

A packed suitcase on a rustic blue painted table.
Budget Friendly Travel Ideas
Find out more
An airplane wing over a cloudy blue sky - the view from an airplane window.
What to consider when budgeting for travel
Find out more
A person with a phone looking at the SocietyOne quote page.
Repayment calculator
Find out more

Resources

A packed suitcase on a rustic blue painted table.
Budget Friendly Travel Ideas
Find out more
An airplane wing over a cloudy blue sky - the view from an airplane window.
What to consider when budgeting for travel
Find out more
A person with a phone looking at the SocietyOne quote page.
Repayment calculator
Find out more

The Fine Print

Information about SocietyOne borrowing rates
Tier 1 borrowers will receive an interest rate between 6.99% - 10.49% p.a. (comparison rate 9.00% - 12.21%p.a.).  Tier 2 borrowers will receive an interest rate between 9.99% -12.19% p.a. (comparison rate 12.87% - 14.04% p.a.).  Tier 3 borrowers will receive an interest rate between 11.99% - 14.99% p.a. (comparison rate 15.08% -17.00% p.a.).  Tier 4 borrowers will receive an interest rate between 14.99% - 20.49% p.a. (comparison rate 18.48% - 22.85% p.a.).  Loan example: for a borrower with excellent credit (Tier 1 borrower), a loan of $10,000 over a 3 year term, with an interest rate of 6.99% p.a. (comparison rate 9.00% p.a.) and a 3% establishment fee, the fortnightly repayment would be $97 and the total cost over the life of the loan (including the establishment fee) would be $12,649.  

Information about comparison rates
Comparison rates are designed to allow borrowers to understand the true cost of a loan by taking into account fees and charges, the loan amount and the term of the loan.  The SocietyOne comparison rate is based on an unsecured fixed rate personal loan of $10,000 over 3 years.  WARNING: Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.

Information about personal loan calculator
The personal loan calculator provides an estimate of repayment amounts and is not a quote or an offer to provide credit.  Actual repayment amounts may be higher or lower depending on the interest rate assigned to your loan.  See above for more information about SocietyOne borrowing rates.  The comparison rate for 2 year and 3 year loans is based on a loan amount of $10,000 and for 5 year loans, the comparison rate is based on a loan amount of $30,000.  An establishment fee is added to your loan, based on your SocietyOne loan grade and the loan amount.  A minimum establishment fee of $300 applies for Tier 1 customers and for Tier 2, Tier 3 and Tier 4 customers, the minimum fee is $395.

Information about bank comparison table
All rates in the bank comparison table are based on an unsecured fixed rate personal loan of $10,000 over 3 years. The SocietyOne rate is the lowest available rate for a borrower with excellent credit (Tier 1 borrower).  See above for more information about SocietyOne borrowing rates.  The comparison table does not take into account short term bank promotional rates.

Canstar 5-star Rating was awarded on 7th of November 2019 for the Unsecured Loan – Excellent Credit Product for the Unsecured Personal Loan profile.

SocietyOne Australia Pty Limited ACN 151 627 977 holds Australian credit licence no. 423660. Credit is subject to SocietyOne’s standard terms and conditions and lending criteria.