Save money and the environment

Get a low rate personal loan for your next solar power or green project.

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Benefits

Your green and renewable energy finance solution.

If you're looking to go green and help save on bills, we can help you make it happen - from high efficiency appliances to solar panels, home batteries or insulation and more.

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Start your project as soon as you're ready.

No paperwork, no cooling off periods. Once you accept a loan offer, the money appears in your account within 2 days of your application being approved, so you can start work right away.

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Suits weekend projects and long-term upgrades.

Flexible loan options let you borrow up to $50,000 for 2, 3, or 5 years, easily funding ongoing, sustainable improvements that could raise the value of your home and help save on bills.

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Resources

Home renovations for sustainable living

As an owner-occupier, you stand to gain the most from upping the sustainability factor of your home and garden. Here are a few ideas to get you started.

Find out more
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When to refinance your home loan

Sometimes the mortgage you got is no longer the best fit for your financial situation. If you’re thinking of refinancing your home loan, here are some factors that could help ease the decision.

Find out more
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Making a house a home

It’s an exciting time. You’ve finally found the dream house and moved in. With a bit of elbow grease and a lick of paint, you can transform that unassuming duckling into a beautiful swan. Here are a few tips and tricks to get your house just the way you want it.

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Our rates

We never charge any monthly or early repayment fees. Loans available for a minimum term of 2 years and a maximum term of 5 years.

SocietyOne Loan Grades
Interest Rate % p.a. (2-3 years)
Interest Rate % p.a. (5 years)
Establishment Fee
Comparison Rate % p.a. (2-3 years)²
Comparison Rate % p.a. (5 years)³
Tier 1
Interest Rate % p.a. (2-3 years)
7.50% – 9.99%
Interest Rate % p.a. (5 years)
8.10% – 10.59%
Establishment Fee
3.00% – 4.00%
Comparison Rate % p.a. (2-3 years)²
9.51% – 12.71%
Comparison Rate % p.a. (5 years)³
9.36% – 12.31%
Tier 2
Interest Rate % p.a. (2-3 years)
10.49% – 11.49%
Interest Rate % p.a. (5 years)
11.39% – 12.39%
Establishment Fee
4.25%
Comparison Rate % p.a. (2-3 years)²
13.38% – 14.40%
Comparison Rate % p.a. (5 years)³
13.23% – 14.25%
Tier 3
Interest Rate % p.a. (2-3 years)
11.99% – 13.79%
Interest Rate % p.a. (5 years)
13.19% – 14.99%
Establishment Fee
4.50%
Comparison Rate % p.a. (2-3 years)²
15.08% – 16.91%
Comparison Rate % p.a. (5 years)³
15.17% – 17.00%
Tier 4
Interest Rate % p.a. (2-3 years)
14.99% – 18.19%
Interest Rate % p.a. (5 years)
16.79% – 19.99%
Establishment Fee
5.00%
Comparison Rate % p.a. (2-3 years)²
18.48% – 21.75%
Comparison Rate % p.a. (5 years)³
19.07% – 22.34%

Example based on a SocietyOne Tier 1 loan for $10,000 with a 3 year term.

Comparison Rate: 9.51%* + Monthly Repayment: $320.39 = Total Repayments: $11,534.20 (36 x $320.39)

The establishment fee is added to your loan; the amount is based on your SocietyOne loan grade and the loan amount. A $35 fee applies if you need to vary your loan.2 Based on a $10,000 unsecured personal loan for a 3 year term. 3 Based on a $30,000 unsecured personal loan for a 5 year term.

*SocietyOne rate is based on an unsecured personal loan of $10,000 over 3 years to a borrower with excellent credit (Tier 1 borrower). Tier 1 borrowers will receive an interest rate between 7.50% - 9.99% (comparison rate 9.51% - 12.71% p.a.) depending on investor demand. Higher Tier borrowers will receive higher interest rates. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate. Establishment fee applies.

Due to the Easter long weekend, our customer team will be taking a short break and will return Tuesday 9am AEST. We wish all of our customers a safe and happy break.