Am I eligible? Find out now
Already started? Pick up where you left off.
Am I eligible? Find out now
Already started? Pick up where you left off.
7.5% p.a.
9.51% p.a.
*SocietyOne rate is based on an unsecured personal loan of $10,000 over 3 years to a borrower with excellent credit (Tier 1 borrower). Tier 1 borrowers will receive an interest rate between 7.50% - 9.99% p.a. (comparison rate 9.51% - 12.71% p.a.) depending on investor demand. Higher Tier borrowers will receive higher interest rates. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate. Establishment fee applies.
From 7.50% p.a (9.51% p.a. comparison rate*)
No monthly or early repayment fees
Apply on your smartphone or computer... Easy!
Get a personalised rate in as little as 1 minute
4.7/5 on Google reviews
4.8/5 on ProductReview.com.au
Example based on a SocietyOne Tier 1 loan for $10,000 with a 3 year term.
Comparison Rate: 9.51%* + Monthly Repayment: $320.39 = Total Repayments: $11,534.20 (36 x $320.39)
1. The establishment fee is added to your loan; the amount is based on your SocietyOne loan grade and the loan amount. 2. Based on a $10,000 unsecured personal loan for a 3 year term. 3. Based on a $30,000 unsecured personal loan for a 5 year term.
WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate. Establishment fee applies.
"Responsible lending" is a concept in the finance industry, ensuring lenders only offer you a loan if it suits your needs and circumstances.
Find out more
Consumer finance covers a multitude of different types of loans and products, so we thought we’d put together everything you may need to know to help you make your choice and make it happen for you.
Find out more
You are eligible for a SocietyOne personal loan if you:
Repayments can be made in either fortnightly or monthly instalments, by direct debit.
If you wish to make extra payments, please contact our customer service team on customer.service@societyone.com.au. There are no fees or penalties for making extra payments or paying off your loan early.
If you are experiencing financial hardship and are having difficulty repaying your loan please contact customer service on customer.service@societyone.com.au.
Yes, absolutely. SocietyOne encourages responsible borrowing and provides repayment flexibility. You can either pay out your loan early or make lump sum payments during the life of your loan with no extra fees or penalty. If you wish to pay off your loan completely then please contact us at customer.service@societyone.com.au so that we can give you an accurate settlement quote.
We charge a one-off establishment fee. This is included in your total loan amount. There are no monthly fees or early repayment fees. So you have the security of a fixed rate loan, with the flexibility to pay it off early.
As an owner-occupier, you stand to gain the most from upping the sustainability factor of your home and garden. Here are a few ideas to get you started.
Find out more
Sometimes the mortgage you got is no longer the best fit for your financial situation. If you’re thinking of refinancing your home loan, here are some factors that could help ease the decision.
Find out more
It’s an exciting time. You’ve finally found the dream house and moved in. With a bit of elbow grease and a lick of paint, you can transform that unassuming duckling into a beautiful swan. Here are a few tips and tricks to get your house just the way you want it.
Find out more