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Borrow from $5,000 to $50,000 at a low, fixed rate


  • Rates from as low as 7.50% p.a. (9.51% comparison rate* )
  • No monthly fees, hidden fees or early repayment fees
  • Check your rate with no impact to your credit score
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Pay for your education with fixed, easy payments.

If you’re looking to pay for your education, SocietyOne offers personal loans to help students pay for education courses.

SocietyOne has partnered with selected education providers so you can borrow from $5,000 to $50,000 to cover the cost of your course. You can also use the funds to consolidate your existing credit cards and debts.

Our interest rates are based on your good credit history. Which means the higher your credit score, the lower your interest rate. We’ll give you an obligation free rate quote in 3 mins so you can pick a payment plan that suits your needs.

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Won't impact your credit score


Our rates


We never charge any monthly or early repayment fees. Loans available for a minimum term of 2 years and a maximum term of 5 years.

SocietyOne Loan
Grades
Interest Rate
% p.a. (2-3 years)
Interest Rate
% p.a. (5 years)
Establishment
Fee
Comparison Rate
% p.a. (2-3 years)2
Comparison Rate
% p.a. (5 years)3
Tier 17.75% - 10.55%8.60% - 11.40%3.00% - 4.00%9.77% - 13.28%9.87% - 13.13%
Tier 210.55% - 11.50%11.50% - 12.45%4.25%13.44% - 14.41%13.34% - 14.31%
Tier 311.50% - 13.96%12.55% - 15.01%4.50%14.58% - 17.09%14.52% - 17.02%
Tier 413.96% - 18.99%15.11% - 20.14%5.00%17.43% - 22.57%17.35% - 22.49%

The establishment fee is added to your loan; the amount is based on your SocietyOne loan grade and the loan amount. A $35 fee applies if you need to vary your loan. 2 Based on a $10,000 unsecured personal loan for a 3 year term. 3 Based on a $30,000 unsecured personal loan for a 5 year term.


Example based on a SocietyOne Tier 1 loan for $10,000 with a 3 year term.


Comparison Rate*

9.51%

Monthly Repayment

$320.39

Total Repayments

36 x $320.39 = $11,534.20

*The comparison rate is based on a SocietyOne Tier 1 unsecured personal loan of $10,000 over 3 years. Tier 1 borrowers will receive an interest rate between 7.75% - 10.55% (comparison rate 9.77% - 13.28% p.a.) depending on investor demand. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate.

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Won't impact your credit score