Get your rate now.

Borrow from $5,000 to $50,000 at a low, fixed rate

  • Rates from as low as 7.50% p.a. (9.51% comparison rate* )
  • No monthly fees, hidden fees or early repayment fees
  • Check your rate with no impact to your credit score
Product Reviews logo
4.5 stars

Averaging 4.7 / 5 stars from 848+ reviews.

ABF Award

Best Digital Offering of the Year 2016

girl studing at the library

Pay for your education with fixed, easy payments.

If you’re looking to pay for your education, SocietyOne offers personal loans to help students pay for education courses.

SocietyOne has partnered with selected education providers so you can borrow from $5,000 to $50,000 to cover the cost of your course. You can also use the funds to consolidate your existing credit cards and debts.

Our interest rates are based on your good credit history. Which means the higher your credit score, the lower your interest rate. We’ll give you an obligation free rate quote in 3 mins so you can pick a payment plan that suits your needs.

Hurry, get your free rate quote today.

Get started

Won't impact your credit score

Our rates

We never charge any monthly or early repayment fees. Loans available for a minimum term of 2 years and a maximum term of 5 years.

SocietyOne Loan
Interest Rate
% p.a. (2-3 years)
Interest Rate
% p.a. (5 years)
Comparison Rate
% p.a. (2-3 years)2
Comparison Rate
% p.a. (5 years)3
Tier 17.50% - 10.55%8.35% - 11.40%3.00% - 4.00%9.51% - 13.28%9.61% - 13.13%
Tier 210.55% - 11.50%11.50% - 12.45%4.25%13.44% - 14.41%13.34% - 14.31%
Tier 311.50% - 13.96%12.55% - 15.01%4.50%14.58% - 17.09%14.52% - 17.02%
Tier 413.96% - 18.99%15.26% - 20.29%5.00%17.43% - 22.57%17.50% - 22.65%

The establishment fee is added to your loan; the amount is based on your SocietyOne loan grade and the loan amount. A $35 fee applies if you need to vary your loan. 2 Based on a $10,000 unsecured personal loan for a 3 year term. 3 Based on a $30,000 unsecured personal loan for a 5 year term.

Example based on a SocietyOne Tier 1 loan for $10,000 with a 3 year term.

Comparison Rate*


Monthly Repayment


Total Repayments

36 x $320.39 = $11,534.20

*SocietyOne rate is based on a SocietyOne Tier 1 unsecured personal loan of $10,000 over 3 years.  SocietyOne Tier 1 borrowers will receive an interest rate between 7.50% - 10.55% (comparison rate 9.51% - 13.28% p.a.) depending on investor demand. Higher Tier borrowers will receive higher interest rates. Comparison does not take into account short term bank promotional rates. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate.

Find out how much you qualify for.

Get started

Won't impact your credit score