Application & Approval Process

Frequently Asked Questions

Application & Approval Process

Who can apply for a SocietyOne personal loan?

You are eligible for a SocietyOne personal loan if you:

  • You are an Australian citizen or permanent resident
  • You are at least 21 years old
  • Your employment income is more than $30,000 p.a.
  • You are able to afford the loan
  • You have at least 2 years of good credit history on the Credit Bureau
  • You are not in Hardship with any other financial provider
  • You do not have a pending, current or previous bankruptcy
  • The loan is for you, personally, not for anyone else or a business


What is the process? How do I apply and when I will receive my loan?

  1. Get your rate - 3 mins: Get a rate estimate based on your credit grade.
  2. Apply online - 10 mins: Complete our easy online application.
  3. Get your loan funded - Minimum 72 hrs: We will assess your application, fund your loan and get back to you with a loan offer.
  4. Get your money - Minimum 48 hrs: Once you accept your offer, we'll finalise the loan and transfer your money. 

Apply now and get started.


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