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Make it Happen.

Let us reward you with a low rate on a personal loan.

Loan quotes won't affect your credit score!

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Don’t wait for life to happen to you.


We want to help you make it happen. We reward your good credit history with low rates on a personal loan, so you can afford whatever you’ve been waiting to do.

Consolidate your debt

Roll your debts into a single low interest loan. Set your own debt free date.

Buy your new car

Take our personalised rate quote for a test drive — without impacting your credit score!

Improve your home

Borrow as much as you need. It’s a handy alternative to redrawing on your mortgage.

See the world

Kickstart your adventures abroad. Our online application process is fast and secure.

Fund your education

Take the next step, or clear your student debt. Flexible terms & repayments available.

Tie the knot

Celebrate your special day. It’s the wedding you’ve always dreamed of (minus the credit card).


We want to help you make it happen.

We’re not a bank. SocietyOne loans are backed by people just like you, with goals and ambitions.

Together, we’re helping thousands of Australians borrow money on fair terms and low interest rates, with no hidden fees or monthly costs. We operate 100% online and keep our costs low. Then we share our savings with our customers by rewarding good credit scores with a lower interest rate.

The better your credit history, the less interest you pay on a SocietyOne loan.

How it works


Simple, fast and secure: borrowing with us is done in 3 easy steps.

1

Get a free online quote.

No obligation. No impact on your credit score. And it only takes 3 minutes.

2

Apply and proceed.

Investors bid on your loan in our investor marketplace.

3

Go. Make it happen.

Receive the funds within 72 hours of accepting an investor’s bid.

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How our customers are making it happen


Whether it's consolidating debt or going on a holiday.


What people are saying about the SocietyOne experience.


Check out these and hundreds more customer reviews at productreview.com.au

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Make it happen!

Getting a quote won't impact your credit score.