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Our Rates


We never charge any monthly or early repayment fees.

SocietyOne Loan
Grades
Interest Rate
% p.a. (2-3 years)
Interest Rate
% p.a. (5 years)
Establishment
Fee
Comparison Rate
% p.a. (2-3 years)2
Comparison Rate
% p.a. (5 years)3
Tier 1 (AA)7.75% - 8.99%8.60% - 9.84%3.00%9.77% - 11.02%9.87% - 11.12%
Tier 2 (A)8.99% - 9.49%9.94% - 10.44%4.00%11.69% - 12.20%11.65% - 12.15%
Tier 3 (B)9.49% - 10.99%10.54% - 12.04%4.50%12.53% - 14.06%12.47% - 14.00%
Tier 4 (C)10.99% - 13.99%12.14% - 15.14%5.00%14.40% - 17.46%14.31% - 17.38%
Tier 5 (D)13.99% - 25.49%15.24% - 26.74%6.00%18.14% - 29.94%17.92% - 29.75%
The establishment fee is added to your loan; the amount is based on your SocietyOne loan grade and the loan amount. A $35 fee applies if you need to vary your loan. 2 Based on a $10,000 unsecured personal loan for a 3 year term. 3 Based on a $30,000 unsecured personal loan for a 5 year term.

Example based on a SocietyOneAA grade $10,000 unsecured personal loan for a 3 year term.


Comparison Rate*

9.90%

Monthly Repayment

$331.90

Total Repayments

36 x $331.90 = $11,947.30

*The comparison rate is based on a SocietyOne Tier 1 (AA) unsecured personal loan of $10,000 over 3 years. Tier 1 (AA) borrowers will receive an interest rate between 7.75% - 8.99% (comparison rate 9.77% - 11.02% p.a.) depending on investor demand. WARNING: These comparison rates are true only for the example provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate.