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Australia's leading marketplace lender

Matching investors who are looking to get great returns, with good quality borrowers looking to get a better deal on a personal loan than they'd get from the big banks.

Looking to borrow?
Get Quote
Looking to invest?
Find out more

Our Personal Loans

Borrow
$5,000 - $50,000

Choose between
2, 3 or 5 year terms

No ongoing
monthly fees!

No early
repayment fees

See how we compare to the big banks

  • SocietyOne

    rate

  • ANZ

    rate

  • Westpac

    rate

  • CBA

    rate

  • NAB

    rate

Rates as of 17 January 2019

Personal loans that reward good credit

The better your credit history, the lower your rate on a personal loan!

RATES FROM

7.5% p.a.

COMPARISON RATES FROM

9.51% p.a.

*SocietyOne rate is based on an unsecured personal loan of $10,000 over 3 years to a borrower with excellent credit (Tier 1 borrower). Tier 1 borrowers will receive an interest rate between 7.50% - 9.99% p.a. (comparison rate 9.51% - 12.71% p.a.) depending on investor demand. Higher Tier borrowers will receive higher interest rates. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate. Establishment fee applies.

Find out your rate now

Get Quote

Invest

Join our investors enjoying access to multiple asset classes and great, stable returns

Find out more

Applying is easy

1

Get your rate

In as little as 1 minute we’ll give you a rate based on your credit history

3

Get your funds

Once approved, we’ll have the funds in your account within
a few days!

2

Apply online

Most people finish their application within 5 minutes

Get ready to apply

Have this handy to make the application faster

  • Check if you're eligible
    Find out now
  • Your drivers license
    We need this to give you a quote
  • Your online banking login
    For quick access to your financials

Get ready to apply

Have this handy to make the application faster

  • Check if you're eligible
    Find out now
  • Your drivers license
    We need this to give you a quote
  • Your online banking login
    For quick access to your financials

Don't just take our word for it

“Pretty happy with the service, easy to talk to someone and very happy with my loan. Save a fair bit by consolidating my loans.”

Ron

“Company is efficient and  quick with regard to their service. Will definitely refer to family and  friends. Don’t make the clients wait on the phone unlike other companies.  More power.”

Josephine

“Customer service was excellent. I received a call almost straight away when I lodged my application. The process was very simple and fast! I would definitely recommend Society One to anyone looking for a loan that is very competitive.”

Frances T

“Customer service has been fantastic very efficient. The loan rate is reasonable & has helped at an important time.The paperwork is so simple you can do it from your phone.”

BDH

“I found it was a very easy way to apply for a loan to pay off my credit card and personal loan I had with amazing interest rates I wish I had found them years ago I would have saved thousands not just a few hundred.”

BNT

“Best customer service with a very great rate. I found the whole process very easy, and was pleasantly surprised with the interest rate I was offered. Overall I would not hesitate in recommending society one.”

Trev

Due to the Easter long weekend, our customer team will be taking a short break and will return Tuesday 9am AEST. We wish all of our customers a safe and happy break.