Get your FREE credit score to unlock your financial future!

Won't affect your score!
So you can check your score as many times as you like
Instant insights!
Find out how banks and lenders see you
Data secure!
Your data is protected with
256 bit encryption
It won't affect your score!
We only do a soft check and wont's leave a mark
Instant insights!
Find out how banks and lenders see you
Data secure!
Your data is protected with 256 bit encryption

Get more from your credit score

You don’t need to be an expert or a locksmith to check your credit score, you just need to know where to start.
Unlock your FREE credit score in just 60 seconds
Unlock your FREE credit score in just 60 seconds
Because when 'it' happens ...
You'll receive detailed insight into how
you can improve your score,
if you need to
Get your FREE credit score

Discover what makes up your score with easy to understand insights
Find out how to improve your score with helpful tips and resources
When you need it, a better credit score could get you a better deal
Get your FREE credit score
Discover what makes up your score with easy to understand insights
Find out how to improve your score with helpful tips and resources
When you need it, a better credit score could get you
a better deal

Know more about your credit score

How credit scores affect your financial future

Banks and lenders know your credit score, so why shouldn’t you? Find out more about your credit score, how it works and how to improve it in easy to understand insights.
Unlock your FREE credit score

Tips to help improve your credit score

Knowing your credit score is one thing, but the real trick is knowing how to improve it! We take the guess-work out of improving your score with tips and helpful resources.

Spot identity theft or correct mistakes

Checking in regularly could help you spot irregularities or incorrect information. See something that doesn’t seem quite right? We’ll help you take the next step in reporting issues. 

Create your account

Enter your name and date of birth as it appears on your driver licence or passport to help us identify you

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
By clicking to ‘Unlock your free credit score’ you agree to our Privacy Statement and Terms of Use
Let's Get Started

It's easy to find out your score

Create your account in as little as 1 minute
See how banks and lenders view you with instant insights
Improve your score with the help of our tips and resources

Frequently Asked Questions

Why is my credit score important?

A credit score is a number that represents your credit worthiness as a borrower. The better your credit history is, the higher your credit score will be. Having a high credit score lets lenders know that you make repayments on time and you can manage your credit well.

Why is my credit score important?

Your credit score is important for a number of reasons:
1. It can give you an idea of how credit providers may assess your application for credit.
2. It provides you with an opportunity to take actions to improve your score, increasing the chances that your future applications will be approved. 3. Having a better credit score may also give you access to better offers.

How do I find out my score?

You can see your credit score here. It only takes a minute to check your score.
Have your driver's licence number handy, as we will need it to verify your identity and to access your credit report from Experian.
Checking your score won't impact your credit score. Get started now!

What to do if I can't log into my account?

Refresh your browser, clear your cookies, or try another browser. Otherwise, contact credit.scores@societyone.com.au.
We will resolve it as soon as possible.

Why do you have all my credit information?

SocietyOne has partnered with Experian, one of Australia's three official credit reporting bodies, to help our customers access their credit score information.

By creating an account with us, and with your consent upon activation of our account, you are authorising us to use your information to obtain your credit score from Experian.

Experian collects information from a number of different companies that provide credit, such as banks, utility providers, telcos and insurance companies, to deliver your credit report and calculate your credit score.

Does checking my credit score impact my credit score?

No. Checking your credit score does not affect your credit score.

I have a good credit score, why can't I get a loan?

While your credit score is an indication of your credit worthiness, which is important to your credit application, it is not the only factor considered by credit providers when assessing your application. Your credit application may be declined if:
1. You can't service the loan repayment.
2. You’re currently using too much credit.
3. You are considered to be too risky.
4. You don’t meet requirements set by the credit provider, such as citizenship, age and employment.

In addition, lenders may also refer to data beyond the Experian credit report, for example credit information from other bureaus, and your bank statements, to make the final credit decisions.

Got more questions? Head to our frequently asked questions page for more answers.

Resources

A woman in a kitchen with a computer thinking.
When is debt consolidation a good idea?
Find out more
A hand reaching for a butterfly in the woods.
What is debt consolidation, and should you be doing it?
Find out more
A person with a phone looking at the SocietyOne quote page.
Repayment calculator
Find out more

Resources

A woman in a kitchen with a computer thinking.
When is debt consolidation a good idea?
Find out more
A hand reaching for a butterfly in the woods.
What is debt consolidation, and should you be doing it?
Find out more
A person with a phone looking at the SocietyOne quote page.
Repayment calculator
Find out more