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Your Credit Score

The banks & lenders know your credit score, why don’t you?

Improve Your Score

With helpful insights and tips

Track Your Progress

See how your score changes over time

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Check your score as many times as you like

Get your score in February for a chance to win!

Get your free credit score

Find out your Free credit score in February and you will go in the draw to win one of 20, $50 Bunnings gift cards.
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You don’t need to be an expert or a locksmith to check your credit score, you just need to know where to start.
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Find out more about your credit score, how it works and how to improve it in easy to understand insights.
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See how banks and lenders view you with instant insights
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Get help with tips & tricks

Knowing your credit score is one thing, but the real trick is knowing how to improve it! We take the guesswork out of improving your score with tips and helpful resources.
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Identity thefts & mistakes

Checking in regularly could help you spot irregularities or incorrect information. See something that doesn’t seem quite right? We’ll help you take the next step in reporting issues.
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How the process works

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Frequently Asked Questions

Things to Consider Before Getting a Personal Loan

What is a credit score?

A credit score is a number that represents your credit worthiness as a borrower. The better your credit history is, the higher your credit score will be. Having a high credit score lets lenders know that you make repayments on time and you can manage your credit well.

Why is my credit score important?

Your credit score is important for a number of reasons:

  1. It can give you an idea of how credit providers may assess your application for credit.
  2. It provides you with an opportunity to take actions to improve your score, increasing the chances that your future applications will be approved.
  3. Having a better credit score may also give you access to better offers.

How do I find out my score?

You can see your credit score here. It only takes a minute to check your score.
Have your driver's licence number handy, as we will need it to verify your identity and to access your credit report from Experian.

Checking your score won't impact your credit score. Get started now!

What to do if I can't log into my account?

Refresh your browser, clear your cookies, or try another browser. Otherwise, contact credit.scores@societyone.com.au.

We will resolve it as soon as possible.

Why do you have all my credit information?

SocietyOne has partnered with Experian, one of Australia's three official credit reporting bodies, to help our customers access their credit score information.

By creating an account with us, and with your consent upon activation of our account, you are authorising us to use your information to obtain your credit score from Experian.

Experian collects information from a number of different companies that provide credit, such as banks, utility providers, telcos and insurance companies, to deliver your credit report and calculate your credit score.

Don't just take our word for it...

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"Process extremely easy and speedy. Staff great to work with and kept updated consistently throughout whole process."
Google
Mar 2021
“Customer service has been fantastic very efficient. The loan rate is reasonable & has helped at an important time. The paperwork is so simple you can do it from your phone.”
Google Review
Nov 2020
“Customer service has been fantastic very efficient. The loan rate is reasonable & has helped at an important time. The paperwork is so simple you can do it from your phone.”
Google Review
Nov 2020
“Customer service has been fantastic very efficient. The loan rate is reasonable & has helped at an important time. The paperwork is so simple you can do it from your phone.”
Google Review
Nov 2020
"Process extremely easy and speedy. Staff great to work with and kept updated consistently throughout whole process."
Google
March 2021
"Such an easy process to apply for my personal loan. From the start of the application to when the funds were in my bank was only a matter of a few days. Great service, would highly recommend”
Product Review
February 2021
“Cant speak highly enough of society one. They approached our application with reasonable thought and actually took notice of affordability not just debits from accounts. Nothing seems to be too much problem with this company. Highly recommend.”
Google
March 2021
“Very speedy service fantastic people to deal with. Highly recommend society one for a personal loan. I am very impressed with them and will use them again if need be in the future”
Product Review
February 2021
“Society one is a refreshing new way of doing banking. From my application through to draw down the process was streamlined and timely, as advertised. No hesitation in recommending their services.”
Google
March 2021
"Application process was simple and straight to the point. You are able to see your rate, prior to applying and this does not affect your credit score. Customer Service was excellent, response times are quick and rates are in line with the BIG 4 banks."
Product Review
February 2021