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SocietyOne Australia Pty Limited ACN 151 627 977, Australian Credit Licence No. 423660 is the trustee of the SocietyOne P2P Lending Trust and the SocietyOne Personal Loans Trust ("Trusts") and attorney for the custodian of the Trusts, Sargon CT Pty Ltd ACN 106 424088, Australian Credit Licence No. 258829. Credit contracts are signed by SocietyOne under a power of attorney for and on behalf of Sargon CT Ltd. Credit is subject to SocietyOne’s standard terms and conditions and lending criteria.