Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
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Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
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4.7/5 on Google reviews
4.8/5 on ProductReview.com.au
“Pretty happy with the service, easy to talk to someone and very happy with my loan. Save a fair bit by consolidating my loans.”
Ron
“Company is efficient and quick with regard to their service. Will definitely refer to family and friends. Don’t make the clients wait on the phone unlike other companies. More power.”
Josephine
“Customer service was excellent. I received a call almost straight away when I lodged my application. The process was very simple and fast! I would definitely recommend Society One to anyone looking for a loan that is very competitive.”
Frances T
“Customer service has been fantastic very efficient. The loan rate is reasonable & has helped at an important time.The paperwork is so simple you can do it from your phone.”
BDH
“I found it was a very easy way to apply for a loan to pay off my credit card and personal loan I had with amazing interest rates I wish I had found them years ago I would have saved thousands not just a few hundred.”
BNT
“Best customer service with a very great rate. I found the whole process very easy, and was pleasantly surprised with the interest rate I was offered. Overall I would not hesitate in recommending society one.”
Trev
4.7/5 on Google reviews
4.8/5 on ProductReview.com.au
“Pretty happy with the service, easy to talk to someone and very happy with my loan. Save a fair bit by consolidating my loans.”
Ron
“Company is efficient and quick with regard to their service. Will definitely refer to family and friends. Don’t make the clients wait on the phone unlike other companies. More power.”
Josephine
“Customer service was excellent. I received a call almost straight away when I lodged my application. The process was very simple and fast! I would definitely recommend Society One to anyone looking for a loan that is very competitive.”
Frances T
“Customer service has been fantastic very efficient. The loan rate is reasonable & has helped at an important time.The paperwork is so simple you can do it from your phone.”
BDH
“I found it was a very easy way to apply for a loan to pay off my credit card and personal loan I had with amazing interest rates I wish I had found them years ago I would have saved thousands not just a few hundred.”
BNT
“Best customer service with a very great rate. I found the whole process very easy, and was pleasantly surprised with the interest rate I was offered. Overall I would not hesitate in recommending society one.”
Trev
4.7/5 on Google reviews
4.8/5 on ProductReview.com.au
Example based on a SocietyOne Tier 1 loan for $10,000 with a 3 year term.
Comparison Rate: 9.51%* + Monthly Repayment: $320.39 = Total Repayments: $11,534.20 (36 x $320.39)
The establishment fee is added to your loan; the amount is based on your SocietyOne loan grade and the loan amount. A $35 fee applies if you need to vary your loan.2 Based on a $10,000 unsecured personal loan for a 3 year term. 3 Based on a $30,000 unsecured personal loan for a 5 year term.
*SocietyOne rate is based on an unsecured personal loan of $10,000 over 3 years to a borrower with excellent credit (Tier 1 borrower). Tier 1 borrowers will receive an interest rate between 7.50% - 9.99% p.a. (comparison rate 9.51% - 12.71% p.a.) depending on investor demand. Higher Tier borrowers will receive higher interest rates. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate. Establishment fee applies.
See how much you could save with our repayment calculator
We never charge any monthly or early repayment fees. Loans available for a minimum term of 2 years and a maximum term of 5 years.
Example based on a SocietyOne Tier 1 loan for $10,000 with a 3 year term.
Comparison Rate: 9.51%* + Monthly Repayment: $320.39 = Total Repayments: $11,534.20 (36 x $320.39)
The establishment fee is added to your loan; the amount is based on your SocietyOne loan grade and the loan amount. A $35 fee applies if you need to vary your loan.2 Based on a $10,000 unsecured personal loan for a 3 year term. 3 Based on a $30,000 unsecured personal loan for a 5 year term.
*SocietyOne rate is based on an unsecured personal loan of $10,000 over 3 years to a borrower with excellent credit (Tier 1 borrower). Tier 1 borrowers will receive an interest rate between 7.50% - 9.99% (comparison rate 9.51% - 12.71% p.a.) depending on investor demand. Higher Tier borrowers will receive higher interest rates. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate. Establishment fee applies.
The better your credit history, the lower your rate on a personal loan!
7.5% p.a.
9.51% p.a.
*SocietyOne rate is based on an unsecured personal loan of $10,000 over 3 years to a borrower with excellent credit (Tier 1 borrower). Tier 1 borrowers will receive an interest rate between 7.50% - 9.99% p.a. (comparison rate 9.51% - 12.71% p.a.) depending on investor demand. Higher Tier borrowers will receive higher interest rates. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate. Establishment fee applies.
9.51%
$320.39
36 x $320.39 = $11,534.20
*SocietyOne rate is based on an unsecured personal loan of $10,000 over 3 years to a borrower with excellent credit (Tier 1 borrower). Tier 1 borrowers will receive an interest rate between 7.50% - 9.99% (comparison rate 9.51% - 12.71% p.a.) depending on investor demand. Higher Tier borrowers will receive higher interest rates. Comparison does not take into account short term bank promotional rates. WARNING: The comparison rates are true only for the examples provided and may not include all fees and charges. Different loan grades, terms, fees or loan amounts might result in a different comparison rate. Establishment fee applies.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
We charge a one-off establishment fee. This is included in your total loan amount. There are no monthly fees or early repayment fees. So you have the security of a fixed rate loan, with the flexibility to pay it off early.
Repayments can be made in either fortnightly or monthly instalments, by direct debit.
If you wish to make extra payments, please contact our customer service team on 1300 144 221. There are no fees or penalties for making extra payments or paying off your loan early.
If you are experiencing financial hardship and are having difficulty repaying your loan please call customer service on 1300 144 221.
Yes, absolutely. SocietyOne encourages responsible borrowing and provides repayment flexibility. You can either pay out your loan early or make lump sum payments during the life of your loan with no extra fees or penalty. If you wish to pay off your loan completely then please gives us a call on 1300 144 221 so that we can give you an accurate settlement quote.
'Payday' lenders are generally lenders of last resort. In return for access to short-term credit (about 30 days) and loans that are typically of small nominal value, payday borrowers pay extremely high fees and interest rates.
SocietyOne is not a payday lender. We look for creditworthy, quality borrowers who typically have established relationships with major banks. Our loans range up to 60 months, from $5,000 to $50,000, which does not fit with the definition of a payday loan. We think quality borrowers with good track records are not getting the best rate they deserve.
SocietyOne offers unsecured loans. That means that you don’t need to provide a deposit or security against the loan in case of default.
Secured loans require you to deposit something of value to the lending institution and this becomes the collateral or security until the loan has been repaid. Examples of collateral include your home, a car, investments or other assets that can be sold by the bank if the loan is unpaid. If the sale doesn't cover the full amount of the loan, you will have lost your asset and still owe money! Secured loans are often lower as they provide less risk to the lender.
At SocietyOne we can offer lower unsecured rates for customers with good credit as this also lowers risk for our investors.
SocietyOne's unsecured personal loans range from $5,000 to $50,000 with flexible loan terms of 2, 3 or 5 years.
Am I eligible? Find out now
Already started? Pick up where you left off.
Thank you for your interest in SocietyOne AgriLending
Level 19, 45 Clarence Street, Sydney 2000
Email: livestock.lending@societyone.com.au
Tel: 02 8397 9730
2012
August
We open for business as Australia's first marketplace lender
November
We’re voted "Best of Show" at Finovate Asia 2012 for our application technology
2013
January
Our loan book reaches $1 million
July
Our loan book doubles! We’re now at $2 million
October
We launch our pioneering secured livestock loans in partnership with Ray White Rural
2014
February
Westpac Group's Reinventure Fund invests $5 million as part of our Series A capital raising and becomes a major shareholder
March
Lending doubles again, reaching $4 million
December
We welcome Australian Capital Equity, Consolidated Press Holdings and News Corp Australia as shareholders after our successful Series B $20 million capital raising
2015
February
A great start as we pass $20 million in funded loans
July
We partner with Veda (now Equifax), to promote getcreditscore.com.au and offer credit scores for free
December
KPMG and H2 Ventures ‘Fintech 100 report’ names us as the 37th top financial technology company in the world
2016
March
Jason Yetton is appointed CEO, taking over from co-founder Matt Symons
April
We break through the $100 million barrier of loans funded, a record for an Australian marketplace lender
May
We raise a further $25 million in capital from existing and new shareholders, making a total of $55 million since early 2014
December
Total originations reach $200 million since our beginning, another record for lending
2017
May
We add some trophies to the cabinet winning Innovative Retail Banking Product of the Year at the Australian Retail Banking Awards and Excellence in P2P Lending at the inaugural FinTech Australia awards
August
We celebrate our fifth birthday since we started operating in 2012, having helped more than 13,000 customers with $325 million provided in loans by our investor funders.
October
A triple milestone for our third quarter of this year with $350 million in total lending since inception, a current loan book of $200 million and 2017 already beating 2016’s total for loans written.
2018
January
We raise $7.75 million in capital and pass $400 million in originations
June
We launch our new broker channel
July
We launch our own credit scorecard, improving our assessment of applications
September
We launch our first integrated marketing campaign ‘When it Happens’ and reached a record $500 million in originations
October
Our new and improved application form goes live, making applications faster and easier for customers.
2019
March
We reach $600 million in originations and launch whole loan funding for large investors.
April
We launch a unit trust for smooth investor returns.
Am I eligible? Find out now
Already started? Pick up where you left off.
Whether you want to consolidate debt, buy a car or go on a holiday, SocietyOne can help make it happen.
From 7.50% p.a
(9.51% p.a. comparison rate*)
No monthly or early
repayment fees
Apply on your smartphone
or computer... Easy!
Get a personalised rate in
as little as 1 minute
Rates as of 17 January 2019
In as little as 1 minute we’ll give you a rate based on your credit history
Once approved, we’ll have the funds in your account within
a few days!
Most people finish their application within 5 minutes
In as little as 1 minute we’ll give you a rate based on your credit history
Once approved, we’ll have the funds in your account within
a few days!
Most people finish their application within 5 minutes
Join our investors enjoying access to multiple asset classes and great, stable returns
Find out moreWon't impact your credit score
Have this handy to make the application faster
