Australia's Best Personal Loan Rates

Whether you need a personal loan for debt consolidation, to finance a vehicle or do a home renovation, SocietyOne offers you the best rates on an unsecured personal loan. With Peer-to-Peer lending, you can borrow up to $30,000 directly from investors, not banks. It's fast, easy and 100% online. So get started today!


"It really has been the easiest transaction I think I have ever completed"
Leah R, Brisbane QLD

Lowest personal loan rates

Rates from 11.05% pa / 12.77% pa* comparison for candidates with good credit. SocietyOne loans feature low, fixed regular payments so you can pay off debt faster and save money.

No hidden fees

One-time establishment fee. No monthly fees, exit fees or penalties for early prepayments.

Borrow up to $30,000

Unsecured personal loans from $5,000 to $30,000. Flexible loan terms from 12 to 36 months. No banks, only investors.

Fast, easy application

Simple process and quick funding, all 100% online with Australia's leading P2P lender.

*This comparison rate is based on an A-rated borrower with a $10,000 Unsecured Personal Loan for a three year term